How to Transfer Money from Skylight Card to Bank Account
The Skylight ONE Card is a Netspend prepaid debit card issued by Regions Bank® or Republic Bank & Trust Company. The card is convenient if you do not have a bank account or are not interested in using paper checks.
The card allows you to withdraw funds to a bank account. However, you have to understand how to transfer money from Skylight ONE Card to a bank account.
Unfortunately, there is no direct way to transfer money from a Skylight Card to a bank account. However, there are three easy indirect ways to make the transfer! We will discuss those three ways in the article below.
Table of Contents
- How to Transfer Money From Skylight Card to Bank Account
- Why Should I Use a Skylight ONE Card?
- How Does Skylight ONE Card Benefit Employers?
- What Can I Do With Skylight ONE Card?
- How Do I Protect My Money in Skylight ONE Card?
- FAQs
- Bottom Line
How to Transfer Money From Skylight Card to Bank Account
Since the Skylight ONE Card is a Netspend prepaid card, the process on how to transfer money from the card to a bank account may not be similar to other cards due to some regulations.
Netspend cards have no direct way to transfer funds to a bank account. Therefore, the following are ways you can transfer money from a Skylight ONE Card to a bank account.
Read More: Does Netspend Deposit 2 Days Early? Netspend can pay up to 2 days early, but there are steps to take first.
1) Use a Third-Party Platform
One effective method is logging into your card account and then using a third-party platform, such as PayPal or Cash App. It only takes a few steps to use a third-party platform to transfer funds from your Skylight card.
Transfer Money from Your Skylight ONE Card to PayPal
You can link your card with PayPal and transfer funds to the platform. Then, you can transfer the funds from PayPal to a bank account. However, you have to link your bank account to PayPal to complete this process.
How do I transfer money from my Netspend card to PayPal (including Skylight ONE)? To add your card to PayPal, you can follow the procedure below:
- Log into your account
- Go to Wallet
- Click ‘Add a card’
- Select the card type
- Enter the necessary details
- Click Save
You need to follow the procedure below to link your bank account to your PayPal account:
- Navigate to Wallet
- Click on ‘Add a card or bank account’
- Click ‘Add a bank account‘
- Enter the ‘Sort Code’ and your ‘Account Number’
- Review the information and select ‘Agree and add‘
Transfers from PayPal to a bank account can take between 1-5 business days from the time you initiate the transaction. Other third-party platforms you can use are Google Pay, Cash App, and Payoneer.
Can I Transfer Money From a Skylight Card to Cash App?
Cash App is another easy way to learn how to transfer money from Skylight ONE card. You can instantly transfer funds to your linked bank account using your card through Cash App for a 1.5% fee per transfer.
If you want to complete a Skylight paycard transfer money transaction through Cash App, you need first to link your bank account. Once you add your bank, then you can add your Skylight card number for use.
2) Withdraw at ATM and Deposit to a Bank Account
Skylight ONE Card allows you to withdraw funds at an ATM. You can visit any ATM that accepts Visa and Mastercard and withdraw funds, which you can then deposit into your bank account.
It is also possible to move funds to a bank account at an ATM. Once you insert your card, navigate to the transfer funds option and instantly transfer with the routing and account number of the receiving bank account.
This method is one of the easiest ways to move money from your Skylight ONE Card to your bank account.
3) Over the Counter
You can also transfer funds at a bank branch that supports Visa and Mastercard. You only need to visit the bank with your original ID document and then withdraw funds over the counter.
The teller can then deposit the money into your bank account. It is more convenient to visit the bank that holds your account so that you can make a quick deposit to your bank account.
Why Should I Use a Skylight ONE Card?
The Skylight ONE card comes with plenty of irresistible advantages. First, receiving wages and salaries through the card is easy, as is enrolling users into the program since there are few procedures to follow.
It is also an affordable method of receiving your payments since it has fewer fees than checks and money orders. In addition, your payments are in your account as early as 8 a.m. (CST) on your payday.
Users can also access their online statements and deposit options. This is probably the best thing about the card – you can access your account online to see your balances, perform account adjustments, and view transactions.
The service provider has elaborate support and training on the way the whole process should run. In addition, you can use the card at any ATM that accepts Visa and Mastercard to withdraw money.
The card is also convenient since you can buy goods and services online and at physical stores that accept Visa and Mastercard. It also comes with rewards for using the card to purchase goods at designated outlets.
You also get alerts anytime about transactions of your account. Above all, your money has FDIC insurance to protect you from any loss in case of a misfortune.
Read More: How to Withdraw Money From Bovada Using Bitcoin. We discuss how to receive your winnings through Bitcoin and other methods!
How Does Skylight ONE Card Benefit Employers?
We have found that the card is not only beneficial to employees; employers also have a reason to smile about the services. For example, the Skylight ONE card reduces payroll expenses with a streamlined payroll process.
Paying wages and salaries through the card is easy so employers do not have to stress themselves on the hectic process of rewarding their employees.
This means employers can do away with checks that usually involve a lot of work. Companies can instead focus on writing checks for payments of orders of goods and services.
Skylight ONE Card also offers the Skylight Payroll Program from the Paycard Innovators. This gives employers an easy way to channel payments to their employees instead of traditional payment options that involve paperwork.
In addition, the employers do not have to directly involve themselves in the program since the company does everything regarding management and support.
Full program management is another benefit, in that employers are not responsible for issues concerning implementation, training, support, and marketing. The work is purely done by the service provider.
It is also very inexpensive to make direct deposits to employee’s cards, which increases employee participation in direct deposit while reducing the expense of writing checks to each one of them.
What Can I Do With Skylight ONE Card?
There are a lot of transactions you can do with the card. These include the following:
1) Payment of Goods and Services
The card allows you to purchase items from stores either online or at a physical store. You can also get rewards in the process as a way of appreciation by the issuing company.
2) Transfer of Money to Other Skylight ONE Cardholders
When logged into your account online, you can transfer money to other cardholders by just making a few taps on your phone.
How Do I Protect My Money in Skylight ONE Card?
Since there is the danger of exposing your card information, you should be at the forefront to ensure that your money is safe all the time. The following measures are crucial:
1) Avoid Using Insecure Public WiFi
Do not use public WiFi when operating your account since there are people who are always ready to hack vulnerable accounts and steal money from them.
Public WiFi may expose your phone or computer data to others, which, in turn, could make your banking information vulnerable to thieves.
2) Never Share Your Pin With Anybody
A PIN is private information that even a close relative should not know. Making a mistake and sharing your PIN may end up costing you money.
If you share your PIN with the wrong person, they might decide to withdraw your money from your account and leave you in agony.
3) If You Lose Your Card, Report It Immediately
If you lose your card or misplace the card by mistake, call customer care immediately. They should lock the card so that if someone finds it, they cannot use it illegally.
FAQs
How Do I Get Money off My Skylight Card?
With the Skylight ONE Card, you can withdraw money at an ATM. You can also withdraw cash over the counter in a bank that supports Visa or Mastercard.
How Safe Is the Card?
Like many other payment cards from various companies, the Skylight ONE Card is safe to use. All data is encrypted to ensure that no one can view your details online, as criminals are always looking for ways to steal from others.
Secondly, the card requires you to use a PIN to access your account. The PIN is unique to you, and no one else should know it. If you suspect that someone knows your PIN, then you can change it immediately.
Moreover, the money in your card has FDIC insurance. This means, if the issuing company collapses, then your money is safe. Furthermore, the card has zero liability in case someone uses it illegally to buy goods and services.
What Bank is Netspend Skylight ONE Card?
Both the Skylight ONE Visa and Mastercard are a Netspend prepaid debit card issued by Regions Bank® or Republic Bank & Trust Company.
This bank is a member FDIC and Netspend, as a Global Payments company, is a registered limited agent of Regions Bank.
How Much Money Can I Withdraw From My Skylight Card?
There are limitations on how much money you can withdraw from your Skylight ONE Card. You may use your card to withdraw up to $1,000.00 each calendar day at any ATM or POS terminal.
Please note that some ATMs may have their own limits on how much cash can be withdrawn at one time, which could be lower than the Skylight $1,000.00 daily maximum.
Does Skylight Bank Have Zelle?
Some users have wondered if they can use their Skylight Netspend card on Zelle. The short video below runs through how to add a Netspend prepaid card on Zelle and how it unfortunately did not go through:
So, to answer the question of can Netspend use Zelle, it seems right now that answer is no.
Bottom Line
The Skylight ONE Card offers numerous benefits to both employers and employees. For employers, it is a convenient way of paying salaries and wages to workers.
As an employee, you save on writing checks to every individual since the service provider for the card only makes direct deposits to the cardholders. You also save a lot of time for using the service.
Cardholders need to protect their card to avoid illegal usage, but the Skylight ONE Card has FDIC insurance so that your money is protected.
