We all dream of having a neat emergency stash saved up somewhere to cater for unplanned expenses and emergencies as they crop up. While these intentions are great, saving isn’t always possible. From time to time, you’ll need to come up with some cash. Without savings, most people turn to credit facilities. However, we all…
For millions of Americans who took out loans for their education, reducing their student loan debt is high on the financial priority list. A good starting point is decreasing the interest rate you pay on your loans. In this article, we’ll cover 15 different ways to reduce student loan interest rates. You can automate your…
Electronics such as mobile phones, music systems, computers, tablets, and others can be difficult to purchase at once due to high costs. However, if allowed to buy an electronic and pay in instalments, most iPhone lovers and other expensive phones can own them. Such arrangements are possible with ‘Buy Now Pay Later’ stores.’ Interestingly, buy…
There are various kinds of loans that financial institutions can issue to their eligible customers. Among them is the mortgage loan. A mortgage is an agreement that permits you to borrow money from a financial institution, mostly to buy a house. A mortgage also refers to the amount of money you borrow to finance a…
A debt is an obligation of one person or party known as a debtor to pay someone else or party known as a creditor the agreed-upon money or equivalent value within a given time. Sometimes you can have many debts that you find difficult to repay as agreed. Governments can also find themselves in numerous…
The Bank of America used to be the largest student loan lender for many years. It used to provide student loans such as Graduate PLUS loans, Stafford Loans, PLUS loans, Federal Consolidation Loans, and the Federal Family Education Loan Program (FFELP). As we speak, federal loans are now issued by the US Department of Education’s…
Loans are of various categories. You can find a mortgage loan, car loan, student loan, and even personal loans. Personal loans include money you borrow from financial institutions such as banks and credit unions to pay later in installments or fixed payments. Most banks give the best personal loans for fair credit as compared to…
Low credit scores can be messy when it comes to getting financial aids, such as loans and credit lines. Although it is a normal occurrence to people’s lives at one time or the other, it is very embarrassing when banks and other related institutions turn down your credit requests. Fortunately, some stores allow buy here,…
In this world, if you want to develop financially, loans are the only way whether you have formal education or not. You cannot depend on your income to do developments. Furthermore, it is easier to get no proof of income loans self-employed today than before. More and more financial institutions are ready to help the…
Having bad credit is very traumatizing especially when you visit banks and other financial institutions to get a loan only for them to turn down your request. Despite that, there are exceptions. Some financial institutions have bad credit long term loans guaranteed approval whereby you can benefit no matter how bad your credit record is….
