If the present credit card is straining you in terms of the debt payment, then the best option would be to pay your existing debt with a new credit card that has a lower interest rate. However, the debt owed will remain the same although it will be easy to repay your debt. While some…
If you have a bad credit card and would like to transfer your balance, it is difficult, though possible, to transfer your balance especially if you have an unsecured credit card for bad credit. However, if you have a secured credit card, your issue may allow you to transfer your balance so that you can…
A balance transfer credit card allows you to transfer your debt to a low-interest rate card to save money and also to pay your debt faster. It is possible to get a balance transfer credit card for fair credit from various financial institutions. In most cases, most balance transfers take up to seven days or…
A balance transfer allows someone to transfer debts such as credit card balances or loans to a zero or lower interest rate credit card. Once in, the zero rates can last for 12-18 months or even more. In this article, I will discuss the business credit cards with 0 balance transfer. Most times, people transfer…
A debit card is a special type of card that can be used to buy goods and services instead of cash. It is normally linked to your checking account and every expenditure you make with the card reflects in your account. You can get an instant debit card online with some banks while others may…
First-time credit card applicants can find it difficult to get credit cards because they lack credit history. However, there is still their share. If you have just started your financial life, maybe after completing your schooling or just entering your college, it’s obvious that you do not have any credit history. It is thus advisable…
While doing my usual research on credit cards, I came across various queries concerning credit cards, and most people wanted to know the best credit cards with rewards. There are various testimonies shared on social media such as Facebook and Twitter concerning the best credit cards that reward you when you use the cards to…
Are you in need of a credit card? What are your credit scores? Irrespective of whether you have good or bad credit scores, there are various financial institutions where you can get instant credit card approval to use at places such as supermarkets, hotels, hospitals, and airports among other places to purchase goods and services. …
Bad credit cards help people with poor credit history to regain their credit scores. Although many financial institutions are adamant to give credit cards to people with poor credit history, some financial institutions such as Credit One Bank and Applied Bank have guaranteed approval of unsecured credit cards for bad credit when you apply. I…
Various types of credit cards match various credit scores. Depending on your credit scores, you can either have a bad credit card or a good credit card. Going deeper, FICO classifies credit scores into five categories which are; very poor, fair, good, very good, and excellent. Very poor have the lowest number of credit scores…
