Is Cash App International? – Alternatives for P2P Payments

Is Cash App international?

Cash App is specific to the United States and the United Kingdom only. If you live outside of the US or UK or want to pay someone in another country, you won’t be unable to use Cash App to do so.

If you want to send or receive money from somewhere outside of those two locations, you’ll need an alternative.

We’ll look at how Cash App works globally, as well as several alternatives for transferring money from your bank account or debit card when Cash App isn’t available.

Is Cash App International?

Is Cash App international? Unfortunately, the answer is no.

Cash App is currently only accessible in the United States and the United Kingdom.

This means their international transfer options are limited to U.S. dollar (USD) to British Pound (GBP) and vice versa. 

Read our related article, Does Cash App Work Internationally? for more details.

Which Countries Use Cash App?

Cash App is only available in the US and the UK.

Cash App (previously Square Cash) is a mobile payment service established by Block, Inc. that allows users to send money to one another using the mobile phone app.

Can I Use Cash App Outside of the US or UK?

Cash App does not work outside of the US and UK. Thus, you cannot send money to someone in another country other than the US and UK.

Cash App may only be used to send money within your own region and between these two countries, and the service is only accessible in the United States and the United Kingdom. 

Can I Use Cash App Internationally?

Cash App does not work internationally.

Therefore, payments to people in countries other than the United States and the United Kingdom are not permitted.

That implies that if you live in the United States, you can only transfer or receive money from Cash App users in the United States and the United Kingdom.

Furthermore, if you live in the United Kingdom, you may only send or receive money between Cash App users in the UK and the US.

Can You Use Cash App When You’re Travelling?

No, Cash app is not accessible globally.

This means Cash App is not ideal for traveling because it does not operate worldwide and cannot be used outside of the United States and the United Kingdom.

Cash App is only accessible in the United States and the United Kingdom, where you may send and receive payments for free using your debit card or bank account balances.

Although Cash App cannot assist with overseas transactions, you may obtain a Cash App debit card, known as a Cash Card, for domestic payments and withdrawals within the United States.

You’ll need an unrestricted account for this, but after upgrading, you may order your Cash Card and use it everywhere the Visa logo appears. 

International Payments On Cash App

If you live in the United States and have friends or families in the UK, you can make or request Cash App payments.

When you transfer a payment outside of the United States, Cash App converts it from USD to GBP using the mid-market exchange rate at the time the payment is made, and your receiver receives the cash in GBP.

There are no charges for sending or requesting money from friends in the United Kingdom.

If you plan to send money overseas, be sure that you have an understanding of the currency conversion between the US and the UK.  

This short video shows currency conversion put simply:

Cash App Fees for International Payments

There are no costs associated with using Cash App to send or request payments between the US and the UK.

For overseas payments, Cash App utilizes the current mid-market exchange rate, which is decided by the current “buy” and “sell” rates, with no additional cost charged by Cash App.

Before a user finishes the payment, Cash App will display the exchange rate.

International Payment Alternatives for Cash App Users

Cash App is probably not the greatest solution if you want to send money worldwide.

Not only is Cash App limited to payments in the United States and the United Kingdom, but the receiver must also establish a Cash App account to get their money.

Here are a few more Cash App alternatives to think about.

Wise

Wise has clients from all around the world, making payments to other USD bank accounts and international payments worldwide simple.

You can use your Wise card in over 200 countries and withdraw cash from 2.3 million ATMs.

When you wish to send money overseas, you pay into Wise’s local account with your local currency.

Paypal

PayPal is available in over 200 countries and regions and accepts 25 currencies.

That means you can use Paypal to send and receive payments across borders and language obstacles with ease.

Paypal money transactions are secure and quick.

It might take anything from 10 minutes to 2 days, depending on how much information they want from you.

Furthermore, the transfer itself will often take 1 day longer than using a bank.

Read More: How to Transfer Money From PayPal to CashApp. Wondering if you can use these two apps together? Here’s what to know!

Revolut

Revolut, like Cash App, allows for stock trading as well as local payments. It also accepts international payments.

Revolut began as a bank in 10 Western European areas and has now expanded to 28 nations.

Today, Revolut is a global financial super-app with over 18 million clients globally. It is, however, better suited to low-value transactions.

N26

N26 offers free card payments worldwide, as often as you want, with no foreign transaction fees.

Metal account users of N26 may withdraw cash from overseas ATMs for free, whereas Standard account holders pay a 1.7% conversion fee on the withdrawal amount.

OFX

OFX is one of the best ways to receive international payments.

They provide a variety of customized foreign currency tactics to assist you in receiving foreign exchange payments at a favorable exchange rate.

In addition, you can do spot transfers.

OFX transfers money in 55 currencies for its clients, and its network of 115 bank accounts globally means that when you send a transfer, your money may not even need to leave the nation.

Remitly

Remitly facilitates money transfers from 21 sending countries to over 100 receiving countries worldwide.

For example, Belgium, Austria, Italy, Denmark, Germany, Spain, Finland, Ireland, the Netherlands, Norway, Sweden, and the UK have all adopted Remitly.

Customers in Canada, Australia, and the United States can also use Remitly outside Europe.

Xoom

Xoom is a service provided by PayPal, and it enables over 250 million clients worldwide to conduct safe online transactions.

Xoom is an international money transfer service that allows consumers to send money internationally, pay bills and invoices from abroad, and buy mobile phone airtime for friends and family who live in other countries. 

Why Doesn’t Cash App Support International Payments?

Cash App applications are designed to make peer-to-peer (P2P) payments and local US transfers as simple as possible.

With services like the Cash Card, selling stock on Cash App, and Bitcoin, for some users, it serves better than a bank.

As a result, customers may make far easier local transfers, which are faster and less expensive than using a US bank or credit union. 

Although it doesn’t currently support international payments, there is hope that Cash App will be available in more countries in the near future.

FAQs

Does Cash App Work in Canada?

No, Cash App is currently unavailable in Canada.

The app is currently only available to users in the United States and the United Kingdom, and it does not operate overseas.

Does Cash App Work in Mexico?

No. The Cash App is not available in Mexico.

It is exclusively accessible in the United States and the United Kingdom, and payments may only be made inside or between these two nations.

Does Cash App work in the UK?

Yes, you can use Cash App in the UK. You can also send or receive money from any US user using Cash App.

Does Cash App work in Puerto Rico?

No, when used within the United States, the Cash App can only be used to send or receive cash if both parties are situated within the 50 states.

As a result, you will be unable to use it on any other US-owned facilities, military posts, or territories (like Puerto Rico and the U.S. Virgin Islands). 

Does Cash App Work in Australia?

Cash App is not yet available in Australia.

It can only be used to transmit money within the boundaries of the United States and the United Kingdom.

Beem It, PayPal, Osko by BPAY, Apple Pay, and Google Wallet are all Cash App alternatives that can be utilized in Australia.