A routing number in America is a unique number used by banks according to their location. It helps to identify banks. A routing number allows people who wish to make transactions with individual banks. On the other hand, account numbers help to identify an individual’s account with a particular bank. For you to send money with checking account number, you need to have the account number of the recipient in mind.
A routing number consists of 9 digits usually located at the bottom of a check to identify the bank institution were to withdraw the money. The American Bankers Association developed the system to facilitate sorting, the bundling, and delivering the paper checks to the owner’s bank for debit to the owner’s account. The system came into existence in 1910. Today, even electronic payment methods still use the routing number.
Finding a routing number is easy. If you have a checkbook for your account, then looking at the bottom, the routing number is the nine-digit number on the left side. The other number on the right is your account number, of which the account number is usually 10 to 12 digits. Your monthly statement also indicates your account number. You can also find your specific state’s bank routing number from usbank.com.
Where Can You Find Your Account Number for Bank of America?
You can find your account number just at the bottom of your check. To do this, just look at the bottom of the check on the left side of the check after the routing number. Remember that you can only utilize the Bank of America routing number if you have an account.
To open an account with Bank of America, you need to download the bank’s application from the Google play store. Upon downloading, click at the top right corner and select the state you live in. Click Go to get started. Next, enter your preferred ID and pass-code than click “sign in’. You can also visit the bank’s branch near you and register an account.
The Bank of America’s online banking services include the transfer of money between accounts, deposit checks, pay bills, set up custom alerts, track spending and budgeting, and deposit checks, among others.
What if you forget your username? Sometimes you forget your details for online banking services. If it happens, just go to the part written forgot online ID and pass-code on the login page and click the tab. Next, enter the last six digits provided in the blank space.
Next, enter your valid security number, or even the Tax ID number. On the next page, enter your checking account number. The page opens if you indicate that you do not have a security or ID number. Lastly, enter your last digits of your Automatic Teller Machine Card and pin and click okay.
What is Bank of America’s routing number?
Bank of America Corporation or simply BofA is an American multinational investment and financial services bank. It has its headquarters in Charlotte, North Carolina. It has central hubs in Hong Kong, Minneapolis, Toronto, New York, and London.
The bank started its operations in San Francisco through the Nations Bank’s acquisition of Bank Of America in 1998. After JPMorgan Chase, Bank of America Corporation occupies the second position in America. It serves approximately 10.73% of the entire banking group in America. Other popular banks struggling to outwit Bank of America include Citigroup and Wells Fargo.
Bank of America’s financial activities includes wealth management, commercial banking, and investment banking. The bank has various routing numbers in different stages of America. They include the following.
|No.||Name of State||Routing no|
|1||Bank of America Alabama||051000017|
|2||Bank of America Alaska||051000018|
|3||Bank of America Arizona||122101706|
|4||Bank of America Arkansas||082000073|
|5||Bank of America California||121000358|
|6||Bank of America Colorado||123103716|
|7||Bank of America Connecticut||011900254|
|8||Bank of America Delaware||031202084|
|9||Bank of America District of Columbia||054001204|
|10||Bank of America Florida||063100277 or 063000047|
|11||Bank of America Florida, West||063100277|
|12||Bank of America Georgia||061000052|
|13||Bank of America Hawaii||051000017|
|14||Bank of America Idaho||123103716|
|15||Bank of America Illinois||081904808|
|16||Bank of America Illinois||071000505|
|17||Bank of America Illinois, Chicago Metro||081904808 or 0071103619|
|18||Bank of America Indiana||071214579|
|19||Bank of America Iowa||073000176|
|20||Bank of America Kansas||101100045|
|21||Bank of America Kentucky||051000017|
|22||Bank of America Louisiana||051000017|
|23||Bank of America Maine||011200365|
|24||Bank of America Maryland||052001633|
|25||Bank of America Massachusetts||011000138|
|26||Bank of America Michigan||272078365|
|27||Bank of America Minnesota||071214579|
|28||Bank of America Mississippi||051000017|
|29||Bank of America Missouri, East||081000032 or 101000035|
|30||Bank of America Missouri||081000033|
|31||Bank of America Montana||051000017|
|32||Bank of America Nebraska||051000017|
|33||Bank of America Nevada||122400724|
|34||Bank of America New Hampshire||011400495|
|35||Bank of America New Jersey||021200339|
|36||Bank of America New Mexico||107000327|
|37||Bank of America New York||021000322|
|38||Bank of America North Carolina||053000196|
|39||Bank of America North Dakota||051000017|
|40||Bank of America Ohio||051000017|
|41||Bank of America Oklahoma||103000017|
|42||Bank of America Oregon||323070380|
|43||Bank of America Pennsylvania||031202084|
|44||Bank of America Rhode Island||011500010|
|45||Bank of America South Carolina||053904483|
|46||Bank of America South Dakota||051000017|
|47||Bank of America Tennessee||064000020|
|48||Bank of America Texas, North||111000025|
|49||Bank of America Texas||111000025/ 113000023|
|50||Bank of America Utah||051000017|
|51||Bank of America Vermont||051000017|
|52||Bank of America Virginia||051000017|
|53||Bank of America Washington||125000024|
|54||Bank of America West Virginia||051000017|
|56||Bank of America Wisconsin||051000017|
In a routing number, the first four digits are the Federal Reserve Identifiers. Again, the first two digits of the four indicate which of the 12 Federal Reserve Bank districts location. The last two of the four digits indicate which Federal Reserve center has an assignment as the check processing center.
The next four numbers indicate your banking institution as each bank has that unique number. That makes a total of eight figures, whereby the last digit is the check digit. The concerned experts calculate it from the first 8 digits.
Some states have more than one banking number. Other states share similar routing numbers. If you are looking for a routing number and find some ambiguous digits you are not sure of, you should call their hotline numbers and confirm if, for sure, the routing number is correct. Never do guesswork when it comes to doing financial transactions.
Is an ABA number the same as a routing number?
ABA number is the same as a routing number. Financial experts sometimes call it routing transfer number. As indicated earlier, a routing number is the nine digits usually located at the bottom left of your check, just before the account number. The numbers identify a unique bank in the United States of America.
For your information, a routing number is significant when doing transactions across banks. Essential uses of a routing number include ensuring safe deposit of pension or salary money to your account, making a wire transfer to someone in the USA, check payment, and payment of bills.
A routing number is different from Swift code in that; a routing number is for domestic payments while swift codas for international payments. However, they are all important when making any payment. SWIFT codes also take the name BIC codes.
IBANS (International Bank Account Numbers) are also similar to SWIFT codes but only operate in Europe. IBAN is the short form of the International Bank Account Number. Just like the SWIFT code, the IBAN helps to do transactions with reduced risk of making errors. It used to operate in Europe but has extended to other parts of the world such as the Caribbean and the Middle East. There is hope that in the future, the number will penetrate more countries.
What is the Bank of America routing number in California?
America is a vast country composed of different states. The states are like small countries under leadership of a single president. As I indicated earlier in the table above, each state has its unique routing number.
The routing number for California is 121000358. You can see that it has nine digits in total. It is unique to California. Any other state will have a different number.
What is the routing number for Bank of America in Michigan?
Michigan, like any other state, has its routing number specifically for that state. It is different from other states. The uniqueness of the figure helps banks to keep proper transaction records. Like many other banks in the world, Bank of America needs several routing numbers for each state to handle the large population of users.
The routing number of Bank of America in Michigan is 272078365. Michigan has a good number of people living in urban areas who entirely depend on Bank transactions to meet their demands. Some rural dwellers also depend on the bank for financial activities.
The Bank of America routing number is significant to bank users of America. Apart from an account number, you also need the routing number to identify where you opened your account. Each state has its unique routing number to help users to do their transactions. It helps you to pay bills, receive salaries and pensions, among others. A bank is very important for any economy to grow.