Would it be nice to have the latest model of phone on your possession? As years go by, several cellphone companies develop their own technology, style, and branding that appeals to the eyes of the masses. Some of which provides the unique technological breakthrough that others have yet to discover for themselves.
These hi-tech phones usually come with a high price that might be dangerous if you’re trying to purchase it in physical stores or at the mall. Bringing in a huge amount of cash may be not safe since there are a lot of prying eyes that wait for their prey to reach the trap. This is why some techies result in browsing and purchasing mobile phones in online stores since it is more convenient and safe compared to going to the mall with lots of cash in the pocket.
The only downside with such a venture is that most online stores require a credit card or a debit card to be able to purchase that precious phone. If you don’t own one of these cards then it may seem like doomsday has put upon your wishes. But don’t fret since there’s this convenient payment method that doesn’t require you to own these cards since you can buy a phone with checking account coming from your most trusted bank.
The Perks of a Having a Checking Account
Just like what owning a debit card or a credit card, having a checking account in your bank provides ease of payment that doesn’t require you to withdraw lots of money. All you need to do is to link your checking account to those online payment methods that will allow you to retrieve money directly from that account straight to the seller’s account. But not all of those online shops that sell phones accept this kind of payment method.
Aside from helping you manage your money better and keeping you safe from possible thieves, having a checking account and being able to use it to purchase your next phone saves you from waiting on long lines, traffic jams, or other side trips when visiting the mall. That makes it a glorious way of saving you a lot of time, money, and effort with just the power of several points and clicks.
Your Guide in Purchasing a Phone Online Using Your Checking Account
Using your checking account as a means of payment for your phone will definitely be a blast for you since you wouldn’t feel the hustle and bustle of going to and from the mall and bank just to get some money. To help you with these kinds of transactions, here is a little step by step guide starting from choosing the best online store down to the checkout phase of your purchase.
1. Look for the best online phone retailer store
This will be a crucial step for you to have your very own unit of mobile phone that boasts incredible features and functionality. The thing that you must look for an online shop, aside from the best value for your money, is the availability of checking account as a mode of payment. You wouldn’t want to waste your time dealing with an online store and finding out sooner or later that it doesn’t accept payments through checking accounts right?
2. Choose the phone that brings your heart to joy
There is probably a wide range of different brands of phones that offer unique functionality that you will find in various stores. The wisest thing that you can do is to carefully analyze these phones depending on their specs and prizes and try to weigh out what you truly need among these. Once you’ve settled down and found the best possible phone that will match your personality and needs, it’s now time to put it on the so-called online cart.
3. There’s no other way but to check out!
Once you’ve placed your future mobile phone to the online cart, it is now time to check it out and fulfill all the necessary purchase requirements. Make sure to click that “Buy” button or “Proceed to Checkout” button to continue your purchase and then select the option that enables you to use your checking account as a mode of payment.
4. Enter the right information
Now that you’re on the checkout page, it is now time to key in the necessary information needed to complete the transaction. Enter your checking account number and routing number on the provided areas and make sure to double check all the other information that you’ll be entering. You don’t want to repeat this step over and over again, wouldn’t you?
5. Click that purchase button!
You are now ready to click that shiny purchase button that is usually situated below the bank information area. Once you’ve finished that, the online seller or shop will proceed in preparing your order and checking on the bank information that you’ve entered. All you have to do now is to wait for your mobile phone to arrive on your doorsteps.
Most often than not, there are online phone stores that accept paper checks as a form of payment for their products. In this manner, once you’ve clicked the purchase button, you will receive an email wherein you can communicate with the seller and tell him or her that you’ll be paying through a bank check.
If they will agree to such arrangement, your next stop is to go to the nearest bank where you have your checking account then ask for a certified cashier’s check that might cost a little bit more. The next thing that you’ll do is to mail the check to the seller or through the address that they indicated together with the provided order number and wait for the check to reach them.
Easy as Pie
To be able to buy a phone with a checking account from your bank is quite a breather since it can help you do some online transactions with ease and convenience. In this way, you will be sure of being able to purchase a pricey phone without withdrawing or carrying a lot of money around. A big thanks to this innovation, online shopping has never been easier.