A debt is an obligation of one person or party known as a debtor to pay someone else or party known as a creditor the agreed-upon money or equivalent value within a given time. Sometimes you can have many debts that you find difficult to repay as agreed. Governments can also find themselves in numerous…
Millions of people in the world use computers for different functions such as researching, programming, office practice, data entry, and management, among many other uses. Not everyone can afford a computer, as many people live below or slightly above the poverty line. However, some companies do computer financing for people who lack enough money to…
Credit card usage is gaining popularity as time goes by. According to Shift Credit Card Processors, there are approximately 2.8 billion credit cards in use worldwide. 1.06 billion credit cards are in use in the United States alone. Many of the credit cards are from the MasterCard network provider with 551 million credit cards in…
A credit score is a numerical expression of one’s creditworthiness. In most cases, the scores range from 300-850. A 300-579 score is considered poor. Other credit companies consider 300-600 as weak also. In our case, a 580 credit score is poor, and a person having such scores can find it challenging to get loans and…
Credit cards are popular with people who live in urban centers where there are numerous banks and other financial institutions. Some people in rural areas may also have cards if they frequently visit towns to do financial transactions. Credit card issuers prefer issuing credit cards to people with fair to excellent credit scores. However, if…
A credit card refers to a payment card given to cardholders(users) to help them pay a merchant for goods and services following a promise by the holder to the card issuer to pay for the amounts and other agreed charges. Luckily, there are high limit credit cards for bad credit that encourages people with bad…
Cash backs are forms of incentives given to buyers of certain products in the form of cash refund after purchasing goods. It may also be a facility offered by some sellers whereby the customer may withdraw cash when buying goods using a credit card. You might have heard people talking about credit cards and their…
A prepaid debit card is a kind of payment card that allows you to load and spend money. It is almost similar to the ordinary debit card in that both cards only allow you to spend what is on your account only. Once exhausted, you can only continue using the card for shopping and payment…
Getting a credit card can be challenging at most times if you have a bad credit. However, no matter how bad your credit is, there are credit cards that are easy to get. The question remains; ‘what is the easiest credit card to get in 2021?’ You will learn more about these credit cards later,…
Buy now pay later is a kind transaction whereby you pay for an item in installments until you finish paying for it. In our case, the `buy now pay later’ laptops no credit checks means that you visit a Shop offering the service and request to buy a laptop and pay it in installments irrespective…
