The American Express is an American multinational financial services corporation that started its operations in 1850. Its headquarters are at 200 Vessel Street in New York City. It is also known as Amex, the short form of American Express. The company is one of the 30 components of the Dow Jones Industrial Average. It offers…
Low credit scores can be messy when it comes to getting financial aids, such as loans and credit lines. Although it is a normal occurrence to people’s lives at one time or the other, it is very embarrassing when banks and other related institutions turn down your credit requests. Fortunately, some stores allow buy here,…
A Credit card is a form of payment card that is plastic in nature and allows you to buy goods and services on credit. It means that you borrow money from your bank via the card and pay later at the end of the month. Different banks and financial institutions have different terms and conditions. …
A check is a document instructing a bank to withdraw money from the writer of the check to the account of the person whose name is on the check. It is a form of transferring money from one account to another. The person writing the check is the drawer. He or she has a bank…
Credit cards are important since they help you to buy goods and services even when you do not have money. The money you use is similar to a loan in that you have to repay it at the end of the month. There are two different kinds of credit cards. You can find secured and…
Are you in a serious bad credit situation that is barring you from getting financial services such as loans and lines of credits? If that is the case, then relax as today, I have brought a solution on how to prevent further suffering. You need to start building your credit score now. The Credit One…
Most financial institutions rely on your credit score to determine the amount of credit or loan to give you. You can now see the importance of learning how to build credit when you have none to stand a better chance of getting loans and credits from banks. Everybody has to start from scratch in every…
We all agree that a high credit score puts you in a better position to benefit from loans and credits from financial institutions. The question remains; how do you get those high scores? You will realize that there are several ways on how you can raise credit score to 100 points overnight and stand at…
We have two different types of credit cards. These include secured and unsecured credit cards. Secured credit cards require you to deposit some amount of money before getting one. The amount of money you deposit in your account acts as a collateral to the credit you borrow. On the other hand, unsecured credit cards do…
It is challenging to get a loan if you do not have any credit history. People who are beginning life now after finishing school may not have any credit records since they have not worked anywhere. If you have been a student, you probably have been depending on your parents or guardians to pay school…
